Your Police Mutual. Owned by you. Run by you.

Regular Savings is a Police Mutual with-profits savings plan, with a term of between 10 and 30 years. Because you can invest the money for a long time – and you know you’ll get a cash lump sum at the end – it’s ideal for saving for special occasions like birthdays or anniversaries.

You can also start more than one plan, so you get a cash lump sum each time a plan comes to an end.

Anyone who is eligible to apply for a Police Mutual plan can apply. Find out if you're eligible here.

To comply with money laundering regulations, we may carry out an online identity check with a reference agency when you apply. The agency will add a note to your credit record to show that an identity check has been made, but this information will not be available to anyone else and will not affect your credit rating.

You can find out more about why we need to check your identity on the Financial Services Authority website.

Our savings plans include life cover. The guaranteed minimum payout plus all added bonuses will be paid in the event of the death of the person who is covered by the plan.

The life cover payable depends on your age, the amount of your payments and the length of the term.

If we pay out the life insurance the plan ends and has no further cash value.

The plan term - or term of plan - is the period of time that the plan will be active. You can choose a plan term of between 10 and 30 years.

If you’ve read through all the supporting literature before you begin to complete your application, and have the necessary information to hand, the application should take no more than 10 minutes to complete.

The amount you want to save each week/month, or the guaranteed minimum value you’d like to receive at the end of the term and the term of the plan.

We have a full list of all forces offering deductions from your salary or pension.

We will treat your application as a priority. If you have any questions about the processing of your application, please contact us on 0845 88 22 999.