Ask a question

For more info call
0845 88 22 999
(Monday-Friday, 8:30am - 5:30pm)
Request a call back
click here

PMAS Stakeholder Pension

A stakeholder pension offers you a low-cost way to save for your retirement. It can sit alongside your existing pension, and you can start saving from as little as £20.

  • You’ll get tax-relief on your payments (tax-relief may be subject to change in the future)
  • When you choose to receive your pension you can take a quarter of your fund as a tax-free lump sum and convert the rest of your fund to provide a regular income
  • You don't need to be retired to take your benefits. You can take them from age 55 (the minimum age is 50 until 5 April 2010)
  • Save on behalf of your partner or child – whether they work or not

Stakeholder pensions need to meet certain Government requirements including limits on how much we can charge, the minimum amounts you can add, and so on. Our yearly charge is only 1% of the value of your fund, less than the 1.5% the Government allows us to charge.

How to apply

If you’re not sure if a stakeholder pension is right for you, you can download some decision trees - developed by the FSA, the financial services watchdog - and follow the easy steps to help you make up your mind.

Before applying make sure you’ve read the product information and the key features pages, and you have National Insurance number and bank details to hand.

You can:

The application should take no more than ten minutes to complete.

Why Police Mutual?

  • We’ve been helping the Police Family get the most from their finances for over 80 years.
  • We’re dedicated to providing the best possible products and services, designed to meet the needs of you and your family.
  • We put your interests first, so you can be confident in your finances now, and in the future.

Adult Stakeholder

Apply now

Child Stakeholder

Apply now