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5. Balanced fund

Police Mutual MultiManager Funds

Balanced fund

The PMIS MultiManager Balanced Fund is designed to provide long-term growth from a wide spread of investments.

The minimum amount that can be invested in the fund is £1,000 or regular payments from £50 per month.  There is no maximum amount, and no time limit on the investment – but you should consider this a medium to long-term investment, of at least five years.

How will my money be invested?

The fund invests in collective investment schemes that invest in the following assets:

• UK equity: Shares in UK companies. A share is effectively part-ownership of a company; shareholders receive payments (dividends) from the company's profits, and can sell shares at greater values than they were bought for. Shares can also fall in value, however, making them a potentially risky investment.
• Overseas equity: Shares in non-UK companies. A share is effectively part-ownership of a company; shareholders receive payments (dividends) from the company's profits, and can sell shares at greater values than they were bought for. Shares can also fall in value, however, making them a potentially risky investment.
• Fixed interest securities: Fixed interest securities include bonds and gilts. They are, in effect, a loan to a government or company, and give regular set interest payments over a period and then pay back the initial loan amount. They have some risk attached - more so with corporate than government bonds, and there is always the possibility that inflation will mean the value of fixed payments can effectively go down over time.
• Index-linked securities: Index-linked securities are, in effect, a loan to a government or company and give regular interest payments over a period and then pay back the initial loan amount. Index-linked securities have variable payments which are linked to inflation, so they do not lose value over time.
• Cash: Cash is a lower-risk, but also low return investment. It's more easily accessible than other investments and is kept in an investment portfolio to provide some stability and security.

The fund is actively managed by our investment managers who continually monitor the performance of the underlying investments and adjust them when needed. This means your money remains invested in line with the stated objectives of your chosen fund.

The value of your investment could fluctuate and is not guaranteed. You may get back less than you invested.

Find out more

For further information call us on  0845 88 22 999 (Monday – Friday, 8.30am – 5.30pm) to request a brochure.

You can also find out more about this and the other options you have by reading our product information page.